{"id":8791,"date":"2026-06-17T08:26:02","date_gmt":"2026-06-17T07:26:02","guid":{"rendered":"https:\/\/evertry.co\/blog\/?p=8791"},"modified":"2026-06-17T10:26:16","modified_gmt":"2026-06-17T09:26:16","slug":"how-to-pay-for-a-canadian-visa-fee-in-africa","status":"publish","type":"post","link":"https:\/\/evertry.co\/blog\/how-to-pay-for-a-canadian-visa-fee-in-africa\/","title":{"rendered":"How to Pay for a Canadian Visa Fee in Africa (Complete Guide)"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">If you&#8217;ve been searching for how to pay for a Canadian visa fee in Africa, you&#8217;ve landed in the right place  because the process is not what most people expect.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here is the first thing you need to know: there is no single &#8220;Canada visa fee.&#8221; There are <strong>two separate payments<\/strong>, made to two different organizations, in two different currencies. Most applicants from <a href=\"https:\/\/evertry.co\/blog\/how-to-pay-canada-visa-application-fee-in-nigeria-even-if-your-bank-card-doesnt-work\/\" data-type=\"post\" data-id=\"8431\" target=\"_blank\" rel=\"noreferrer noopener\">Nigeria<\/a>, Ghana or Kenya only find out about the second payment at the VFS centre after they&#8217;ve already submitted their application online.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And the first payment? That&#8217;s where the real headache starts. Your Nigerian, Kenyan, or Ghanaian bank card will very likely be <a href=\"https:\/\/evertry.co\/blog\/understanding-the-limitations-of-naira-cards-for-international-transactions\/\" data-type=\"post\" data-id=\"6567\" target=\"_blank\" rel=\"noreferrer noopener\">declined on the IRCC portal<\/a>. It happens to almost everyone the first time. Not because your account lacks funds. Because the portal and most African-issued debit cards don&#8217;t play well together for reasons most people don&#8217;t know until they&#8217;ve already wasted an hour troubleshooting.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This guide fixes all of that. By the time you finish reading, you&#8217;ll know:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Exactly what the two payments are and who they go to<\/li>\n\n\n\n<li>The precise fees for each visa type in CAD and the approximate local currency<\/li>\n\n\n\n<li>Why your bank card fails at IRCC and what to use instead<\/li>\n\n\n\n<li>How the payment process differs across Nigeria, Kenya, and Ghana<\/li>\n\n\n\n<li>What receipts to keep, and what happens if you lose them<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Let&#8217;s get into it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Two-Payment System: What You&#8217;re Actually Paying For<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Every Canadian visa application from Africa, whether it&#8217;s a visitor visa, a student permit, or a work permit, involves two completely separate fees:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Payment 1 \u2014 The IRCC Government Fee<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">This is the official visa application fee paid online to the Canadian federal government through the Immigration, Refugees and Citizenship Canada (IRCC) portal. This fee goes directly to the Canadian government. It covers the cost of processing your application. You pay this in Canadian Dollars (CAD) or US Dollars (USD), using an <a href=\"https:\/\/evertry.co\/blog\/global-virtual-card-your-gateway-to-seamless-payments\/\" data-type=\"post\" data-id=\"7488\" target=\"_blank\" rel=\"noreferrer noopener\">internationally accepted card.<\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Payment 2 \u2014 The VFS Global Service Fee<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">This an administrative and handling fee paid to VFS Global, the private company the Canadian government has authorized to operate Visa Application Centres (VACs) across Africa. VFS Global does not process your visa; that&#8217;s IRCC&#8217;s job. VFS Global simply handles the paperwork and biometrics collection on the ground. This fee is paid in your <strong>local currency:<\/strong> Naira in Nigeria, Kenyan Shillings in Kenya, Ghanaian Cedis in Ghana.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These two organizations are completely separate. Paying one does not substitute for paying the other. You need both receipts before you can submit your passport or attend your biometrics appointment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Are the Actual Fees?<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">IRCC Government Fees (Paid Online in CAD)<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Visa Type<\/th><th>Processing Fee<\/th><th>Biometrics Fee<\/th><th>Total<\/th><\/tr><\/thead><tbody><tr><td>Visitor Visa (Temporary Resident Visa)<\/td><td>CAD 100<\/td><td>CAD 85<\/td><td><strong>CAD 185<\/strong><\/td><\/tr><tr><td>Family Group (5+ people, visitor visa)<\/td><td>CAD 500<\/td><td>CAD 85 per person<\/td><td>Varies<\/td><\/tr><tr><td>Study Permit<\/td><td>CAD 150<\/td><td>CAD 85<\/td><td><strong>CAD 235<\/strong><\/td><\/tr><tr><td>Work Permit<\/td><td>CAD 155<\/td><td>CAD 85<\/td><td><strong>CAD 240<\/strong><\/td><\/tr><tr><td>Restore Visitor Status<\/td><td>CAD 229<\/td><td>CAD 85<\/td><td><strong>CAD 314<\/strong><\/td><\/tr><tr><td>Extend Stay as Visitor<\/td><td>CAD 100<\/td><td>CAD 85<\/td><td><strong>CAD 185<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Biometrics applies to most adult applicants aged 14\u201379. Children under 14 are exempt.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Approximate Naira equivalents (for reference only, rates change daily):<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Fee<\/th><th>Approximate NGN<\/th><\/tr><\/thead><tbody><tr><td>Visitor Visa (CAD 185 total)<\/td><td>\u2248 \u20a6166,500<\/td><\/tr><tr><td>Study Permit (CAD 235 total)<\/td><td>\u2248 \u20a6211,500<\/td><\/tr><tr><td>Work Permit (CAD 240 total)<\/td><td>\u2248 \u20a6216,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>These figures use a reference rate. Always check the live CAD\/NGN rate on the day you pay and budget 5\u201310% extra for conversion fees and rate movement.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">VFS Global Service Fee<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The VFS service fee is separate and additional. It is set periodically by VFS Global in alignment with the Canadian government&#8217;s exchange rate guidance. New service charges became effective on 1 May 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The current VFS mandatory service fee is approximately <strong>CAD 139 inclusive of taxes<\/strong>, paid in local currency at the rate VFS applies for your country. Check the official VFS portal for your country for the exact amount in NGN, KES, or GHS on the day of your appointment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Important:<\/strong> This fee is non-refundable regardless of the outcome of your visa application. The IRCC processing fee is also non-refundable in most cases, with limited exceptions for open work permits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step 1: Create Your IRCC Account and Prepare Your Application<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Before any payment happens, you need to be inside the IRCC system.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Go to <strong>canada.ca\/en\/immigration-refugees-citizenship<\/strong> and create either a <strong>GCKey account<\/strong> or a <strong>Sign-In Canada account<\/strong>. GCKey is the option most African applicants use it doesn&#8217;t require a Canadian identity provider.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Once logged in:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Start a new application for the visa type you need<\/li>\n\n\n\n<li>Complete all personal information, travel history, and family information sections<\/li>\n\n\n\n<li>Upload your supporting documents (passport, photos, bank statements, employment letter, etc.)<\/li>\n\n\n\n<li>The portal will calculate your fees automatically based on the application type<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Only after all sections are complete will you see the payment page.<\/strong> This is where most applicants encounter their first major problem.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step 2: Pay the IRCC Fee Online (And What to Do When Your Card Fails)<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Cards IRCC Accepts<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The IRCC payment portal accepts:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Visa credit cards<\/strong> <\/li>\n\n\n\n<li><strong>Mastercard credit cards<\/strong> <\/li>\n\n\n\n<li><strong>American Express<\/strong> <\/li>\n\n\n\n<li><strong>JCB<\/strong> <\/li>\n\n\n\n<li><strong>Visa Debit<\/strong>  (for online applications)<\/li>\n\n\n\n<li><strong>Debit Mastercard<\/strong>  (for online applications but see the issue below)<\/li>\n\n\n\n<li><strong>UnionPay<\/strong>  (online only, debit version not accepted)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Why African Bank Cards Get Declined (The Real Reason)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Knowing the cards IRCC accepts doesn&#8217;t tell you why your card  which appears to be on that list keeps failing. Here&#8217;s the honest breakdown:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Your card is a Debit Mastercard, not a Visa Debit<\/strong>.<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"> This is the single most common issue for Nigerian applicants. Many bank-issued debit cards (GTBank Naira Mastercard, Access Bank Mastercard, First Bank Mastercard) are categorized as &#8220;Debit Mastercard.&#8221; On paper, IRCC accepts Debit Mastercard. In practice, how your bank registers that card with the card network often causes it to fail at international government payment portals. The technical handling differs between card schemes, and many Nigerian Debit Mastercards fail at IRCC&#8217;s specific payment processor.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Your international spending limit is \u20a60 or very low.<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">This problem is almost universal with standard Nigerian bank accounts. Banks like GTBank, Zenith, Access, and UBA typically set default international transaction limits to zero unless you&#8217;ve specifically activated international spending. Even if you&#8217;ve used your card abroad before, the online international spending limit may still be blocked. By the time you call the bank to unlock it, your IRCC session may have timed out.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>3D Secure OTP timeout.<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Most banks require an OTP for international transactions. IRCC&#8217;s checkout page has a limited timeout window. The OTP arrives late, you enter it the session has already expired. This reads as a &#8220;declined&#8221; transaction on your end, even though nothing was wrong with the card.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Bank-side international merchant restrictions.<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"> Some Nigerian banks have pre-set blocks on certain international payment categories, including government payment processors. Your bank may not even tell you this is happening it just shows as a generic decline.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The Fix: What Actually Works<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A \u2014 EverTry Virtual Dollar Card <\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The <a href=\"https:\/\/onelink.to\/zpuf3d\" data-type=\"link\" data-id=\"https:\/\/onelink.to\/zpuf3d\" target=\"_blank\" rel=\"noreferrer noopener\">virtual dollar card<\/a> is specifically designed for exactly this use case: making <a href=\"https:\/\/evertry.co\/blog\/global-virtual-card-your-gateway-to-seamless-payments\/\" data-type=\"post\" data-id=\"7488\" target=\"_blank\" rel=\"noreferrer noopener\">international online payments<\/a> from Africa without the bank card drama.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here&#8217;s how it works:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Create a free EverTry account at <a href=\"https:\/\/onelink.to\/zpuf3d\" target=\"_blank\" rel=\"noreferrer noopener\">EverTry <\/a>(takes about 3 minutes)<\/li>\n\n\n\n<li>Fund your USD wallet by converting from your Naira balance<\/li>\n\n\n\n<li>A virtual Visa\/Mastercard card is issued instantly<\/li>\n\n\n\n<li>Use those card details at the IRCC payment checkout<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">The card processes at IRCC the same way a card issued by a US or UK bank would. No international spending limit calls, no OTP timeout issues, no blocked merchant categories.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Before your IRCC payment session:<\/strong> Fund your EverTry card with at least $10\u201315 more than the exact fee amount to account for any minor currency conversion variance. Then open your IRCC account and complete payment in one smooth session.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>B \u2014 Domiciliary Account Card<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you already have an active domiciliary (foreign currency) account with your bank, the linked dollar card usually works on IRCC. The limitation: DOM accounts require advanced setup, minimum deposits, and sometimes take several working days to activate. Not ideal if you&#8217;re ready to apply now.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>C \u2014 A Trusted Contact&#8217;s International Credit Card<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">IRCC allows a third party to pay your application fee on your behalf. If you have a friend, family member, or colleague outside Nigeria with an international credit card, they can pay for you. The critical requirement: the receipt generated must be tied to your application number, not theirs. Do not reuse anyone else&#8217;s receipt from a previous application; each receipt is application-specific.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong> D \u2014 Contact Your Bank First (Least Reliable)<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Calling your bank to activate international transactions and increase your limit is possible, but it&#8217;s the most unreliable option. Even after activation, some banks&#8217; systems take 24\u201348 hours to update. Cards still fail at IRCC specifically. This is a last resort, not a first step.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Completing the IRCC Payment (Step by Step)<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Log in to your IRCC account<\/li>\n\n\n\n<li>Navigate to <strong>&#8220;Pay your fees&#8221;<\/strong> in your open application<\/li>\n\n\n\n<li>Confirm the fee total shown matches the visa type you&#8217;ve applied for<\/li>\n\n\n\n<li>Enter your EverTry virtual dollar card number, expiry date, and CVV (or the details of whichever card you&#8217;re using)<\/li>\n\n\n\n<li>Complete the 3D Secure step if prompted<\/li>\n\n\n\n<li>Wait for the confirmation screen, do not close the browser<\/li>\n\n\n\n<li><strong>Download and print your IRCC payment receipt as a PDF immediately<\/strong><\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">That receipt is not optional. It is a hard requirement at your VFS appointment. The receipt contains your unique Application Reference Number (ARN) and the confirmation that your government fee has been paid.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you lose it, you can log back into your IRCC account and download it again from your application history. But do not leave the checkout screen without saving it. Connection drops can cause the receipt page to fail to reload.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step 3: Book Your VFS Appointment and Pay the VFS Service Fee<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Once your IRCC application is submitted and your government fee receipt is saved, you move to the VFS side of the process.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Go to <strong>visa.vfsglobal.com<\/strong> and navigate to the Canada section for your country. Book an appointment for biometrics and\/or document submission at the nearest Canada Visa Application Centre.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The VFS service fee is paid as part of this process. Here is how it works per country:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Nigeria \u2014 VFS Payment<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">VFS Global operates Canada VACs in <strong>Lagos<\/strong> and <strong>Abuja<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How to pay the VFS fee in Nigeria:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bank Transfer (most common):<\/strong> Transfer the fee in Naira to the <strong>&#8220;Canada Logistic Collection Account&#8221;<\/strong> at <strong>Stanbic IBTC Bank<\/strong>. The exact account number and the precise Naira amount are provided when you book your VFS appointment. Do not transfer before confirming these details from the official VFS Nigeria portal. Amounts may change as the exchange rate changes.<\/li>\n\n\n\n<li><strong>QR Code:<\/strong> VFS provides separate QR codes for Lagos transactions and Abuja transactions. Scan the correct one for your VAC location.<\/li>\n\n\n\n<li><strong>At the VAC counter on submission day:<\/strong> You can also pay at the centre during document submission, but you&#8217;ll need to budget extra time.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A formal VFS receipt is generated for every completed transaction. Keep this receipt. You will present it alongside your IRCC receipt when submitting your passport and biometrics at the VAC.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>VFS VAC locations in Nigeria:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Lagos:<\/strong> Confirm the current address at visa.vfsglobal.com\/nga\/en\/can<\/li>\n\n\n\n<li><strong>Abuja:<\/strong> Silverbird Entertainment Centre, Plot 1161, Memorial Drive, Central Business District, Abuja<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Operating hours:<\/strong> Monday\u2013Friday, 8:00 AM\u20133:00 PM (document submission). Confirm current hours on the VFS portal, as these are subject to change.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Kenya \u2014 VFS Payment<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">VFS Global is the exclusive Canada VAC operator in Kenya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How to pay the VFS fee in Kenya:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>M-Pesa:<\/strong> This is the most widely used method for VAC-related payments in Kenya. The VFS Kenya portal provides M-Pesa paybill details during appointment booking.<\/li>\n\n\n\n<li><strong>At the Nairobi VAC:<\/strong> Cash payment is also accepted at the centre in Kenyan Shillings (KES).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Important Kenya-specific rule:<\/strong> Appointments for biometric enrollment at the Canada VAC in Nairobi are <strong>mandatory<\/strong>. You cannot walk in. Book your appointment in advance through the VFS portal before your visit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>VFS VAC location in Kenya:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Nairobi:<\/strong> Confirm the current address at visa.vfsglobal.com\/ken\/en\/can<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Ghana \u2014 VFS Payment<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In Ghana, the Canada Visa Application Centre is operated by the <strong>International Organization for Migration (IOM)<\/strong> in partnership with VFS Global.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How to pay the VFS fee in Ghana:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fees are paid in <strong>Ghanaian Cedis (GHS)<\/strong> at the VAC location in Accra.<\/li>\n\n\n\n<li>Payment is typically made in cash or via bank transfer. Confirm the exact method and account details at the time of appointment booking via the IOM Ghana or VFS Ghana portal.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>VFS\/IOM VAC location in Ghana:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Accra:<\/strong> Baptist Convention House, Abelenkpe Road, Abelemkpe, Accra<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Step 4: Attend Your VFS Appointment and What to Bring<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">On the day of your appointment at the VAC, you need to bring:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Non-negotiable documents:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>An original passport (valid for at least 6 months beyond your planned return date, with at least 2 blank pages)<\/li>\n\n\n\n<li>The <strong>IRCC payment receipt<\/strong> (printed PDF)<\/li>\n\n\n\n<li>Your <strong>VFS service fee receipt<\/strong> (printed confirmation)<\/li>\n\n\n\n<li>All supporting documents per the document checklist for your visa type<\/li>\n\n\n\n<li>Two recent passport photographs meeting Canadian visa photo specifications<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Optional but recommended:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Copies of all uploaded online documents (in case the VAC needs to verify originals)<\/li>\n\n\n\n<li>Your IRCC application number written down separately<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">At the VAC, the staff will verify your documents, collect your biometrics (fingerprints + digital photo), and process your application for submission to IRCC.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Without both receipts, the VAC will not process your appointment. If you show up without your IRCC receipt or without your VFS receipt, you will be sent away and need to reschedule.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Country Quick-Reference Table<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Country<\/th><th>IRCC Payment Method<\/th><th>VFS Fee Currency<\/th><th>VFS Payment Method<\/th><th>VFS City<\/th><\/tr><\/thead><tbody><tr><td> Nigeria<\/td><td>DOM card\/Virtual dollar card <\/td><td>Naira (NGN)<\/td><td>Bank transfer (Stanbic IBTC) or QR code<\/td><td>Lagos &amp; Abuja<\/td><\/tr><tr><td>Kenya<\/td><td>international card\/Virtual dollar card <\/td><td>Kenyan Shilling (KES)<\/td><td>M-Pesa or cash at VAC<\/td><td>Nairobi<\/td><\/tr><tr><td> Ghana<\/td><td>Virtual card \/ international card<\/td><td>Ghanaian Cedi (GHS)<\/td><td>Cash\/transfer at IOM Accra<\/td><td>Accra<\/td><\/tr><tr><td>South Africa<\/td><td>international card\/Virtual dollar card <\/td><td>South African Rand (ZAR)<\/td><td>At VFS VAC<\/td><td>Johannesburg \/ Cape Town<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Always verify current VFS amounts directly on the VFS portal for your country. Exchange rates used to set local fee equivalents are updated periodically by the Canadian government.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Can I pay the Canadian visa fee with a Nigerian Naira card?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sometimes but it&#8217;s unreliable. Standard Nigerian Naira debit cards fail at the IRCC portal for reasons that include card type mismatches, low international spending limits, and bank-side merchant restrictions. The most reliable method for Nigerians is an EverTry virtual dollar card, a domiciliary account card, or a third-party international card.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How much is the Canada visa fee in Nigeria in Naira today?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The IRCC government fee for a standard visitor visa is CAD 185 (CAD 100 processing + CAD 85 biometrics). At current exchange rates, this is approximately \u20a6166,500. This does not include the VFS service fee, which is separate and also paid in Naira. Total costs, including VFS, are approximately \u20a6290,000\u2013\u20a6310,000 for a visitor visa, depending on the exchange rate on the day of payment<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How much is the VFS service fee in Nigeria?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The mandatory VFS service fee is approximately CAD 139, inclusive of taxes, paid in Naira at the rate set by VFS Global. This amount changed effective May 2026 and is subject to change based on the Canadian government&#8217;s exchange rate guidance. Always confirm the exact Naira amount on the official VFS Nigeria portal before transferring.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Is Canada now visa-free for Nigerians?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No. As of 2026, Nigerian, Kenyan, and Ghanaian passport holders all require a visa to enter Canada. There have been no announcements of visa-free access for any African country from the Canadian government.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Do I pay IRCC before or after booking my VFS appointment?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pay IRCC <strong>first<\/strong>. Your IRCC payment receipt is required documentation at your VFS appointment. You can book your VFS appointment in advance to secure a slot, but the IRCC fee must be paid and the receipt downloaded before your VAC visit date.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What happens if I pay IRCC but forget to pay the VFS fee?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Your IRCC application will be on record and in process. However, without the VFS service fee receipt, the VAC cannot accept your passport or collect your biometrics. Your application will stall. Pay the VFS fee and bring the receipt to your appointment.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Can someone else pay my IRCC fee on my behalf?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. IRCC permits third-party payment. However, the receipt generated must be linked to your specific application number, not the payer&#8217;s personal account. After payment, the payer must send you the receipt PDF, and you must attach it to your application. Never use a receipt from someone else&#8217;s previous application.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What if my IRCC card payment goes through but I don&#8217;t get a receipt?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Log back into your IRCC account immediately. The receipt is stored under your application history. If the payment was processed, it will appear there. If you see the amount has left your card but the receipt isn&#8217;t in your IRCC account after 24 hours, contact IRCC directly. Do not make a second payment without confirming whether the first one went through.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Can I get a refund if my visa is refused?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The IRCC processing fee is non-refundable for most visa types if your application has been processed, whether approved or refused. The biometrics fee is also non-refundable once biometrics have been collected. The VFS service fee is non-refundable under all circumstances. The only exception is the open work permit holder fee, which is refunded if the permit is not issued.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Is the EverTry virtual dollar card accepted on the IRCC portal?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. EverTry issues Visa and Mastercard virtual cards that are accepted on international payment portals, including the IRCC payment gateway. The card is funded from your Naira wallet via currency conversion, processed in USD, and appears to the IRCC system as a standard international card no different from a card issued by a US or UK bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Summary: Your Canadian Visa Payment Checklist<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Before you start your application session, run through this:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>[ ] EverTry virtual <a href=\"https:\/\/onelink.to\/zpuf3d\" data-type=\"link\" data-id=\"https:\/\/onelink.to\/zpuf3d\" target=\"_blank\" rel=\"noreferrer noopener\">dollar card created<\/a> and funded with at least the IRCC fee amount + 10% buffer<\/li>\n\n\n\n<li>[ ] Your IRCC account (GCKey) set up and application documents ready for upload<\/li>\n\n\n\n<li>[ ] VFS appointment booked at your nearest Canada VAC<\/li>\n\n\n\n<li>[ ] The IRCC fee paid and receipt downloaded and printed<\/li>\n\n\n\n<li>[ ]Your VFS service fee paid via the correct local method (bank transfer \/ M-Pesa \/ cash)<\/li>\n\n\n\n<li>[ ] Receipt saved and printed<\/li>\n\n\n\n<li>[ ] Both receipts in a printed folder for your VAC appointment day<\/li>\n\n\n\n<li>[ ] Original passport and supporting documents packed<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Complete all of the above, and your payment process will be clean. The visa outcome is IRCC&#8217;s decision, but at least the payment step won&#8217;t be what slows you down.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Disclaimer<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><em>The visa fee amounts, exchange rate equivalents, and process details in this article are provided for informational purposes only and are subject to change at any time by the Government of Canada (IRCC) and VFS Global without prior notice. Always confirm the most current fees directly on the official IRCC website (canada.ca) and the official VFS Global portal for your country before making any payment. EverTry is not affiliated with, endorsed by, or acting as a representative or agent of IRCC, VFS Global, or the Government of Canada. EverTry&#8217;s virtual dollar card is a payment facilitation tool only. Use of EverTry&#8217;s card does not guarantee visa approval or affect the outcome of any application.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;ve been searching for how to pay for a Canadian visa fee in Africa, you&#8217;ve landed in the right [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":8792,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[348],"tags":[],"yst_prominent_words":[],"class_list":["post-8791","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-africa"],"_links":{"self":[{"href":"https:\/\/evertry.co\/blog\/wp-json\/wp\/v2\/posts\/8791","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/evertry.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/evertry.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/evertry.co\/blog\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/evertry.co\/blog\/wp-json\/wp\/v2\/comments?post=8791"}],"version-history":[{"count":14,"href":"https:\/\/evertry.co\/blog\/wp-json\/wp\/v2\/posts\/8791\/revisions"}],"predecessor-version":[{"id":11771,"href":"https:\/\/evertry.co\/blog\/wp-json\/wp\/v2\/posts\/8791\/revisions\/11771"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/evertry.co\/blog\/wp-json\/wp\/v2\/media\/8792"}],"wp:attachment":[{"href":"https:\/\/evertry.co\/blog\/wp-json\/wp\/v2\/media?parent=8791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/evertry.co\/blog\/wp-json\/wp\/v2\/categories?post=8791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/evertry.co\/blog\/wp-json\/wp\/v2\/tags?post=8791"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/evertry.co\/blog\/wp-json\/wp\/v2\/yst_prominent_words?post=8791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}