{"id":12464,"date":"2026-07-20T21:41:38","date_gmt":"2026-07-20T20:41:38","guid":{"rendered":"https:\/\/evertry.co\/blog\/?p=12464"},"modified":"2026-07-20T21:41:40","modified_gmt":"2026-07-20T20:41:40","slug":"how-to-buy-github-copilot-pro-in-india","status":"publish","type":"post","link":"https:\/\/evertry.co\/blog\/how-to-buy-github-copilot-pro-in-india\/","title":{"rendered":"How to Buy GitHub Copilot Pro in India"},"content":{"rendered":"\n

To buy GitHub Copilot Pro in India, sign in to GitHub, go to Settings \u2192 Billing & Plans<\/strong>, choose a Copilot plan, and pay with a supported international Visa, Mastercard, or PayPal account. If your Indian card is declined, it’s usually because the card isn’t enabled for recurring<\/strong> international payments<\/a>, a different problem than a one-time charge failing, and one that a virtual dollar card built for subscriptions can solve. It’s also worth checking that GitHub is currently accepting new sign-ups for your preferred plan, since availability has shifted more than once during 2026.<\/p>\n\n\n\n

This guide walks through both problems: getting past GitHub’s own sign-up limits, and getting past your card.<\/p>\n\n\n\n

Is GitHub Copilot Currently Available to Buy?<\/h2>\n\n\n\n

Before troubleshooting payment, check this first: a chunk of “why can’t I buy Copilot<\/em>” confusion has nothing to do with India or cards at all.<\/p>\n\n\n\n

GitHub paused new individual sign-ups (Pro, Pro+, Student) in April 2026, then rebuilt its billing system around usage-based AI Credits<\/strong> in June 2026. Sign-ups for individual plans started reopening gradually from mid-June, plan by plan, meaning your specific plan may already be open, or may still be catching up.<\/p>\n\n\n\n

Why Some Users Think GitHub Copilot Was Shut Down<\/h3>\n\n\n\n

The pause caused real confusion in GitHub’s community forums, with some users assuming Copilot itself was being discontinued. It wasn’t; this was a temporary sign-up limitation during a billing system change, not a product shutdown. Copilot has continued running for existing subscribers throughout.<\/p>\n\n\n\n

How to Check Whether Your Preferred Plan Is Available<\/h3>\n\n\n\n

Go to github.com\/features\/copilot\/plans<\/strong> while signed in. If a plan is open for new sign-ups, you’ll see an active “Upgrade” or “Subscribe” button. If it’s still limited, GitHub’s own guidance is simply to check back; there’s no separate application process or waitlist to join.<\/p>\n\n\n\n

GitHub Copilot Plans Explained<\/h2>\n\n\n\n
Plan<\/th>Monthly price<\/th>Best for<\/th><\/tr><\/thead>
Free<\/td>$0<\/td>Trying Copilot, light personal use<\/td><\/tr>
Pro<\/td>$10<\/td>Individual developers<\/td><\/tr>
Pro+<\/td>$39<\/td>Power users leaning on chat and agent mode<\/td><\/tr>
Max<\/td>$100<\/td>Heavy, sustained agentic coding work<\/td><\/tr>
Business<\/td>$19\/seat<\/td>Teams needing admin controls<\/td><\/tr>
Enterprise<\/td>$39\/seat<\/td>Large organizations with SSO\/compliance needs<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

(Verify current pricing and availability at github.com\/features\/copilot\/plans<\/a>, plan sign-up status has changed multiple times in 2026.)<\/em><\/p>\n\n\n\n

\"GitHub<\/figure>\n\n\n\n

GitHub Copilot Free<\/h3>\n\n\n\n

A genuinely usable entry point with a monthly cap on completions and chat use, good for trying Copilot before committing to a paid plan.<\/p>\n\n\n\n

GitHub Copilot Pro<\/h3>\n\n\n\n

The standard individual paid tier. Unlimited code completions, plus a monthly AI Credits allowance for chat and agent-mode work. The default choice for most solo developers.<\/p>\n\n\n\n

GitHub Copilot Pro+<\/h3>\n\n\n\n

Adds a larger AI Credits allowance and access to additional premium models, aimed at developers who lean heavily on chat and agent mode rather than just autocomplete.<\/p>\n\n\n\n

GitHub Copilot Max<\/h3>\n\n\n\n

Built for sustained, high-volume agentic work, running Copilot as an automated coding agent for extended periods. Overkill for most individual developers; worth it specifically if you’re running agent workflows for hours a day.<\/p>\n\n\n\n

GitHub Copilot Business<\/h3>\n\n\n\n

Per-seat pricing for teams, with organization-level admin controls and pooled usage.<\/p>\n\n\n\n

GitHub Copilot Enterprise<\/h3>\n\n\n\n

Adds SSO, IP indemnity, and enterprise-grade security controls on top of Business<\/a>, at a higher per-seat price.<\/p>\n\n\n\n

GitHub Copilot Pricing in India<\/h2>\n\n\n\n

Copilot bills in US dollars<\/strong>, regardless of where you’re subscribing from; there’s no separate INR price list.<\/p>\n\n\n\n

Monthly vs Annual Pricing<\/h3>\n\n\n\n

Paying annually is typically cheaper than twelve monthly charges; for Pro, for example, the annual rate works out to roughly 17% less than paying month to month. Annual billing also means fewer recurring-charge attempts overall, which incidentally reduces how often a shaky card gets tested.<\/p>\n\n\n\n

Does GitHub Charge GST in India?<\/h3>\n\n\n\n

Indian subscriptions are generally subject to 18% GST. GST-registered businesses can typically reclaim this as input credit; individual consultants and freelancers with a personal GSTIN may be able to add it at checkout. Confirm the exact current treatment in your GitHub billing settings, since tax handling details can change.<\/p>\n\n\n\n

Foreign Exchange Charges You Should Expect<\/h3>\n\n\n\n

Even when an Indian card successfully pays a USD charge, expect your bank to add a foreign transaction\/conversion markup<\/strong>, commonly in the range of a few percent on top of the mid-market exchange rate. This is separate from whether the payment succeeds at all; it’s simply the cost of paying a dollar-denominated bill from a rupee-denominated card. Worth factoring in when comparing payment methods, not just whether they work.<\/p>\n\n\n\n

What Are GitHub AI Credits?<\/h2>\n\n\n\n

Since June 2026, Copilot bills premium usage through AI Credits<\/a><\/strong> instead of the older “premium request” system. Each paid plan includes a monthly credit allowance roughly matching its subscription price (1 credit \u2248 $0.01), and usage beyond that draws down the pool or bills as overage, depending on your settings.<\/p>\n\n\n\n

Code completions and Next Edit Suggestions remain free and unmetered on every paid plan<\/strong>; credits are only consumed by Chat, Agent Mode<\/a>, Copilot CLI, cloud agents, and premium-model calls.<\/p>\n\n\n\n

Which Models Consume AI Credits?<\/h3>\n\n\n\n

Standard code completions don’t touch your credit balance at all. Chat conversations, agentic multi-file edits<\/a>, and any interaction using a premium model draw from your monthly allowance; heavier or more frequent chat\/agent use burns through credits faster.<\/p>\n\n\n\n

How to Monitor AI Credit Usage<\/h3>\n\n\n\n

Your remaining balance is visible in Settings \u2192 Billing & Plans \u2192 Copilot<\/strong>. GitHub will prompt you to upgrade if you’re consistently approaching your limit; upgrading only charges the price difference between plans.<\/p>\n\n\n\n

Why Do Indian Cards Fail on GitHub Copilot?<\/h2>\n\n\n\n

This is the section worth reading carefully: “the card just doesn’t work” undersells what’s actually happening.<\/p>\n\n\n\n

One-Time Payments vs Recurring Payments<\/h3>\n\n\n\n

A card that successfully makes a single online purchase doesn’t automatically support what a subscription needs. Recurring billing requires the card to authorize the merchant for repeated, automatic charges<\/strong>, a distinct capability from a one-off transaction, and one that international-focused cards handle more consistently than standard domestic debit cards.<\/p>\n\n\n\n

Why Debit Cards Fail More Often<\/h3>\n\n\n\n

Indian debit cards are often provisioned primarily for domestic and one-time international use. International credit<\/strong> cards, and cards specifically built for recurring subscriptions, tend to have a smoother track record with merchants like GitHub<\/a> that bill automatically every month.<\/p>\n\n\n\n

Common GitHub Payment Error Messages<\/h3>\n\n\n\n