Say Goodbye to Card Declines on Udemy

Why Is My Card Declined on Udemy? (And How to Fix It)

Have you ever found the perfect course on Udemy, only to have your card declined at checkout? Frustrating, right?

Udemy has become a go-to platform for learning new skills, advancing your career, or diving into your hobbies. It’s affordable, flexible, and packed with endless options. But for people in regions like Nigeria and Ghana, paying for these courses isn’t always straightforward.

Card declines are a common issue, especially with many local banks restricting international transactions. You’re not alone in this struggle, and the good news is—it’s fixable.

In this guide, we’ll explore why your card might be getting declined on Udemy and, more importantly, how to solve it. And if you’re tired of the hassle, I’ll show you how EverTry’s virtual dollar card can make online payments smooth and stress-free.

Let’s get started.

Common Reasons Why Your Card Is Declined on Udemy

1. Insufficient Funds

One of the most common reasons for a card decline is simply not having enough money in your account to cover the purchase. Before trying again, double-check your balance to make sure you’ve got enough to complete the transaction. It’s a quick fix, but it’s easy to overlook when you’re excited to start a new course!

2. International Transaction Restrictions

If you’re in Nigeria or Ghana, this one might sound familiar. Many local banks have suspended the use of naira cards for international payments, leaving you stuck when trying to make purchases on global platforms like Udemy. These restrictions are part of government policies aimed at controlling foreign currency outflows, but they can be frustrating when all you want to do is pay for a course.

3. Incorrect Card Details

Sometimes, the smallest mistake can lead to a card decline. It could be a typo in your card number, an expired card, or even an incorrect CVV code. Always double-check the details you enter—one wrong digit and your payment will be declined. It’s always worth taking a second look before trying again.

4. Blocked by the Bank or Payment Processor

Banks and payment processors often use anti-fraud measures to protect you from unauthorized transactions. While these measures are great for security, they can sometimes block legitimate payments, especially when you’re trying to make international transactions. If your bank detects unusual activity, it may decline the payment to protect you. A quick call to your bank can usually resolve this.

5. Unsupported Card Type

Not all card types are accepted everywhere. Some platforms may not accept certain local debit or prepaid cards. Additionally, government policies and bank restrictions may prevent your card from being used on international sites. Unfortunately, this means even if your card works for most purchases, it might not work for Udemy.


Understanding these common reasons can help you figure out why your card is being declined. Fortunately, there’s a simple solution to avoid these issues: EverTry’s virtual dollar card. It’s designed to work seamlessly for international transactions—no more headaches or declines when shopping on platforms like Udemy.

How to Fix a Declined Card on Udemy

If your card was declined on Udemy, don’t panic—there are several easy steps you can take to fix the issue.

1. Ensure Sufficient Funds

The first thing to check is your balance. It may sound simple, but sometimes we forget to double-check. Make sure there’s enough money in your account to cover the purchase. If not, top it up and try again.

2. Enable International Transactions

If you’re in Nigeria or Ghana, your bank may have blocked international transactions by default. Call your bank or use your mobile banking app to ensure international payments are enabled. Once you make that adjustment, try paying again.

3. Verify Card Details

A small typo can be the reason your payment is declined. Double-check that you’ve entered the card number, expiration date, and CVV correctly. Also, make sure your card is still valid—sometimes cards get replaced without you realizing it!

4. Contact Your Bank

If everything seems fine on your end, your bank may have placed a block on your card. This could happen due to anti-fraud measures or security concerns. Reach out to your bank’s customer service to resolve any restrictions or holds placed on your card.

5. Use an Alternative Payment Method

If your card still isn’t working, or you just don’t want to deal with these issues again, consider using a reliable alternative like EverTry’s virtual dollar card. It’s designed to work perfectly for international payments like those on Udemy—no more hassle, no more declines.

By following these steps, you can usually get your payment sorted out quickly. But if you’re ready for a smoother, more reliable solution, EverTry’s virtual dollar card is always a great choice for stress-free online transactions.

Why EverTry Is the Perfect Alternative for Paying on Udemy

If you’re tired of dealing with card declines on Udemy, EverTry is the solution you’ve been looking for. Here’s why:

Easy Creation and Setup

Creating an EverTry virtual dollar card is quick and simple. In just a few minutes, you can have your own virtual card ready to use for online payments. No more waiting for days or dealing with complicated processes—just sign up, verify your account, and you’re good to go.

Support for International Transactions

One of the biggest issues with local cards in Nigeria and Ghana is the restriction on international transactions. But with EverTry, those limitations are a thing of the past. Our virtual dollar card is designed to work flawlessly for international purchases, so you can shop, learn, and pay without any issues—whether it’s Udemy, Netflix, or any other global platform.

Secure and Reliable

When you use EverTry, you can rest easy knowing your payment details are secure. We take your privacy and security seriously, ensuring your transactions are protected from fraud. Plus, you won’t have to worry about unexpected declines, giving you a seamless and stress-free payment experience.

Flexible Funding Options

Funding your EverTry virtual card is easy and flexible. You can load it with either naira or USDT, making it accessible to users across Nigeria, Ghana, and beyond. Whether you prefer to fund with your local currency or a cryptocurrency, EverTry offers the convenience you need to get started quickly.

With EverTry, paying for Udemy courses is smooth, easy, and reliable. No more worrying about card declines—just create your card, fund it, and start learning!

Step-by-Step Guide: How to Use an EverTry Card on Udemy

Ready to use your EverTry virtual dollar card on Udemy? Here’s a simple, step-by-step guide to get you started:

1. Sign Up and Verify Your Account

The first step is easy—just sign up for an EverTry account. You’ll need to provide some basic information and verify your identity. This process only takes a few minutes, and once you’re verified, you’re all set to start using your card!

2. Fund Your EverTry Wallet

Once your account is set up, it’s time to fund your EverTry wallet. You have two options here:

  • Fund with Naira: If you prefer to use your local currency, simply add naira to your wallet.
  • Fund with USDT: For those who want to use cryptocurrency, you can fund your wallet with USDT (Tether), making it a flexible and global solution.

3. Create Your Virtual Dollar Card

Now comes the fun part—creating your virtual dollar card! With EverTry, you can generate your card instantly after funding your wallet. No waiting around—your card is ready to use right away.

4. Add Your EverTry Card to Udemy

Add your card to Udemy

Now that your card is ready, it’s time to add it to Udemy. Here’s how:

  • Go to Udemy’s checkout page when you’re ready to pay for a course.
  • Select “Credit or Debit Card” as your payment method.
  • Enter your EverTry virtual card details: card number, expiration date, and CVV.
  • Complete the checkout process, and voila! Your payment is successful, and you’re ready to start learning.

Using EverTry on Udemy is that easy! With just a few simple steps, you can skip the frustration of card declines and get back to focusing on your courses.

Conclusion: Say Goodbye to Payment Frustrations on Udemy

Dealing with card declines on Udemy can be frustrating, but the good news is—these issues are completely solvable. With the right solution, you can enjoy a smooth, hassle-free payment experience every time.

EverTry is the perfect answer to all your payment problems. It’s quick to set up, easy to fund, and works seamlessly for international transactions. No more worrying about local card restrictions or frustrating declines.

Ready to get started? Create your virtual dollar card and experience stress-free online learning on Udemy. Your next course is just a few clicks away!

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