Skillshare is one of the most popular platforms for learning new skills, from design and coding to business and lifestyle. But if you’re in Nigeria, you may have already faced a frustrating problem: your naira debit or credit card gets declined when trying to pay for Skillshare.
This guide explains why Nigerian cards don’t work, the best way to subscribe to Skillshare in Nigeria, and how to use EverTry’s virtual dollar card to unlock unlimited learning opportunities.
Why Nigerian Naira Cards Fail on Skillshare
If you’ve ever tried paying for Skillshare with a Nigerian debit or credit card, you know how frustrating it can be. The transaction often gets declined, even if your bank says the card supports international payments. Here’s why:
1. Bank Restrictions
Most Nigerian banks impose strict controls on international transactions to reduce foreign exchange pressure. They may block recurring USD charges automatically or limit which platforms their cards can access.
2. Naira Card Limitations
Even cards branded as “international” usually come with hidden restrictions. Some have a $20–$50 monthly cap, while others only allow one-time transactions but not recurring subscriptions. In many cases, the card is simply rejected once the payment processor recognizes it’s a Nigerian-issued card.
3. Payment System Mismatch
Skillshare charges in USD and processes payments as recurring subscriptions. Many Nigerian cards are not configured to handle that type of transaction. This is why you often see errors like “Card declined” or “Payment method not supported.”
4. Recent Bank Announcements vs. Reality
In recent months, some Nigerian banks have announced that their debit and credit cards are once again enabled for international payments. While this sounds promising, the reality is different:
- These cards may work for simple one-off transactions on some websites.
- But they still fail on subscription-based platforms like Skillshare, ChatGPT, and Starlink.
- Not all international merchants are covered, and many payments bounce back due to backend restrictions.
In short, even if your bank advertises that your card now works internationally, Skillshare is not guaranteed to be supported. That’s why many Nigerians continue to face failed payments despite using supposedly “international” cards.
Payment Methods Skillshare Accepts
Skillshare currently supports:
- International debit/credit cards (Visa, MasterCard, Amex)
- PayPal (in supported regions)
- Google Pay / Apple Pay (select markets)
In Nigeria, none of these work reliably with local naira cards. That’s why a virtual dollar card like EverTry is the simplest and most reliable option.
Step-by-Step: How to Use EverTry Virtual Dollar Card for Skillshare
1. Create and Verify Your EverTry Account
- Sign up on EverTry or download the app.
- Complete your KYC verification for security.
2. Fund Your Wallet
- Add money in naira or USDT.
- EverTry converts your funds into a USD balance instantly.
3. Create Your Virtual Dollar Card
- Within your dashboard, click “Create Card.”
- You’ll get a USD-denominated Visa/MasterCard instantly.
4. Add the Card to Skillshare
- Go to Skillshare’s payment page.
- Enter your EverTry card details.
- Confirm subscription.
Done! You now have an active Skillshare membership funded directly with your EverTry card.
Debit/Credit Card

Troubleshooting Common Issues
Even with an EverTry virtual dollar card, you might occasionally run into hiccups when paying for Skillshare. Here’s how to fix the most common problems:
1. Card Declined
If your EverTry card is declined:
- Check your balance: Make sure you have enough USD loaded on your virtual card to cover the subscription cost (plus taxes or foreign exchange adjustments).
- Confirm card details: A small typo in your card number, CVV, or expiry date can cause a decline.
- Retry with a refreshed card: If your card is old or inactive, consider generating a new EverTry card and trying again.
2. Payment Not Going Through
If the payment simply won’t process:
- Check your Skillshare region: Your account should be set to Nigeria or another supported country. If the region mismatches the card details, the transaction may fail.
- Browser or app issue: Clear your browser cache or switch to the Skillshare mobile app to retry. Sometimes, stored cookies interfere with payment gateways.
- Temporary network blocks: Occasionally, payment gateways block attempts from certain ISPs or IP addresses. Try again later or use a different connection.
3. Auto-Renewal Failed
If your Skillshare subscription doesn’t renew automatically:
- Maintain balance in advance: Keep at least one month (or one year, if you’re on the annual plan) worth of subscription funds in your EverTry wallet before the due date.
- Skillshare retry window: Skillshare usually retries the charge a few times over several days. If the first attempt fails, top up your card quickly so the next attempt succeeds.
- Update billing details: If your old card expired or was replaced, update your Skillshare billing information with the new EverTry card.
4. Double Charges or Pending Transactions
Sometimes you may see duplicate charges:
- Don’t panic: Pending charges usually drop off within a few business days if Skillshare doesn’t finalize them.
- Check your EverTry dashboard: Confirm whether the funds were actually debited or just “held” temporarily.
- Contact support if needed: If the issue persists, Skillshare support and EverTry customer care can help resolve it.
5. Verification Issues
If Skillshare asks to verify your card:
- Ensure your name matches: The name on your EverTry account should match the name you use on Skillshare.
- Use a billing address: Add a valid U.S. or international billing address (EverTry provides flexibility here). This helps pass security checks.
By addressing these issues proactively, you’ll reduce payment interruptions and keep your Skillshare learning experience smooth.

Why Choose EverTry Over Other Options
Payment Option | Works in Nigeria? | Fees | Reliability | Best For |
---|---|---|---|---|
Naira debit card | ❌ Blocked | Low | Unreliable | Not recommended |
PayPal | ❌ Limited | Medium | Very limited | Not recommended |
Other virtual cards | ⚠️ Sometimes | Medium/High | Unstable | Hit or miss |
EverTry virtual dollar card | ✅ Yes | Low | High | Best overall |
FAQs
1. How much does Skillshare cost in Nigeria?
The annual plan is about $165 USD, which converts to ~₦260,000 (depending on exchange rates).
2. Can I use PayPal to pay for Skillshare in Nigeria?
No. PayPal Nigeria has restrictions and does not support recurring subscriptions like Skillshare.
3. Do I need a US bank account?
No. With EverTry’s virtual card, you can pay Skillshare directly in USD.
4. Can I cancel my Skillshare membership anytime?
Yes. Just log in to Skillshare, go to billing settings, and cancel.
5. What happens if my card balance is low during auto-renewal?
It will retry after a few days. Simply top up your EverTry card.
Conclusion
For a long time, Nigerians who wanted to learn on Skillshare faced the same frustrating wall: declined naira cards, endless errors, and blocked international payments. Many learners gave up before even starting.
With EverTry virtual dollar cards, that barrier is gone. You no longer have to worry about bank restrictions, foreign exchange limits, or whether your local card will work this time. Instead, you get a seamless, reliable way to pay and keep your learning journey alive.
Here’s what makes EverTry the smarter choice for Skillshare subscribers in Nigeria:
- Instant access: Create your card in minutes and subscribe to Skillshare right away.
- Flexible funding: Add money in naira or USDT, whichever works best for you.
- Reliable payments: No more declined transactions, your subscription renews smoothly every cycle.
- Global usability: Beyond Skillshare, you can use the same card for other platforms like Coursera, Spotify, Zoom, and more.
If you’ve been stuck at the payment stage, this is your solution.
Sign up on EverTry today and unlock your Skillshare membership without limits. Start learning, upgrading your skills, and building the future you want, without payment roadblocks holding you back.
Disclaimer
This article is for informational purposes only. EverTry is not affiliated with or endorsed by Skillshare. All product names, logos, and trademarks mentioned in this article belong to their respective owners. Subscription prices, payment policies, and card acceptance may change without notice. Please verify details directly with Skillshare or your financial service provider before making any payment.