Tired of “Payment Declined” Messages When Paying for Claude AI?
You’ve been using Claude AI’s free tier, and you’re finally ready to unlock the full power of Claude Pro, longer conversations, priority access, and better productivity. You get to the checkout page, enter your Naira card from GTBank, Zenith, or UBA, and…
“Payment Declined.”
You’re not alone. Every day, thousands of Nigerians run into this same wall when trying to subscribe to Claude AI Pro. But the problem isn’t with Claude — and it’s not really with your bank either. Let’s break down what’s happening and how to fix it, fast.
Why Nigerian Bank Cards Fail on Claude AI
Anthropic, a US-based company, builds Claude AI. All Claude Pro payments are processed in US dollars through international gateways, which immediately raises red flags for Nigerian banks.
Here’s why your Naira card won’t work:
- CBN Forex Restrictions: Nigerian banks are blocked from freely processing USD subscriptions
- Fraud Detection Flags: Recurring USD payments often get flagged as suspicious
- International Payment Limits: Most naira cards have strict monthly limits or outright bans on USD
- Naira Volatility: Banks restrict foreign payments to protect themselves from currency risk
- Systemic Declines: Claude’s US processors often reject Nigerian-issued cards outright
Bottom line: Your naira card isn’t designed for this kind of payment.
The Fix: Use an EverTry Virtual Dollar Card
EverTry gives you a USD virtual dollar card that works perfectly for Claude AI and other global platforms.
Why EverTry Works When Banks Don’t:
- Bypasses CBN Restrictions: Not tied to your local bank
- Pays Directly in USD: No hidden conversions or payment failures
- Built for AI Tools: Works on Claude, ChatGPT, Midjourney, Notion, AWS, and more
- Fund with Naira or Crypto: Choose what works best for you
- Instant Activation: Card created in minutes after KYC
- Real Nigerian Support: Speak to humans who get your struggle
Step-by-Step: How to Pay for Claude AI Using EverTry
Step 1: Create and Verify Your EverTry Account
- Visit EverTry.co or download the app
- Sign up with your email
- Upload a valid ID for KYC (just once!)
- Get verified in minutes
Step 2: Fund Your Wallet
- Fund with Naira via bank transfer or mobile money
- Or use USDT if you prefer crypto
- Your USD balance appears in real-time in your dashboard
Step 3: Create Your Virtual Dollar Card
- Click “Create New Card.”
- Get a USD card with:
- 16-digit number
- Expiry date
- CVV
- US billing address
Step 4: Subscribe to Claude Pro
- Log in to your Claude account at claude.ai
- Click “Upgrade to Pro.”
- Enter your EverTry card details
- Use the US billing address provided in your dashboard
- Complete payment. You’re in.
What You Get with Claude Pro (And Why It’s Worth It)
Claude Pro isn’t just about removing limits—it’s a game-changer for Nigerian users:
For Creators
- Blog post outlines
- SEO content ideas
- YouTube and TikTok scripts
- LinkedIn posts and Twitter threads
For Developers
- Help with Python, JavaScript, PHP
- Debugging and code reviews
- Technical documentation
For Business Owners
- Marketing copy
- Business plans
- Customer service templates
For Students
- Essay writing and editing
- Research help
- Academic formatting
Troubleshooting: If Your Payment Fails
Even with a virtual card, mistakes can happen. Here’s how to fix them fast:
Issue 1: Payment Method Not Accepted
Solution: Keep at least $25 on your EverTry card before trying
Issue 2: Billing Address Error
Solution: Use the exact US billing address from EverTry
Issue 3: ZIP Code Mismatch
Solution: Don’t use your Nigerian address—stick to the one provided
Issue 4: Subscription Renewal Failed
Solution: Set a reminder 2 days before billing. Keep enough USD on your card
Claude Pro vs Free (What’s the Real Difference for Nigerians?)
| Feature | Free Tier | Claude Pro |
|---|---|---|
| Daily Usage | Limited | 5x More |
| Response Time | Slower | Priority |
| Conversation Length | Short | Extended |
| Access to New Features | Delayed | Early |
| Ideal for | Casual Users | Professionals, Students, Teams |
Pro Tip: For less than ₦1,000/day, you’re unlocking unlimited AI productivity.
Why Nigerians Prefer EverTry for AI Subscriptions
- Instant Card Setup (in under 10 minutes)
- Fund in Naira or USDT—no stress
- Local Customer Support
- Secure Transactions
- AI-Tool Ready (Claude, ChatGPT, Midjourney, Notion, etc.)
EverTry was built for you, the Nigerian user trying to thrive in a global digital world.
EverTry Virtual Dollar Card vs. Naira Bank Cards: What’s the Difference?
Not all cards are built for global access. If you’re trying to pay for Claude AI from Nigeria, the card you use can make or break your success.
Here’s a side-by-side comparison:
| Feature | EverTry Virtual Dollar Card | Traditional Naira Bank Card |
|---|---|---|
| Payment Currency | USD | Naira |
| Works on Claude AI? | ✅ Yes | ❌ Rarely |
| Subject to CBN Forex Limits? | ❌ No | ✅ Yes |
| International Subscription Support | ✅ Built for it | ❌ Often Blocked |
| Billing Address Compatibility | ✅ US Address Provided | ❌ Nigerian Address Only |
| Funding Options | Naira Transfer, USDT | Naira Only |
| Exchange Rate Transparency | ✅ Real-time Rates | ❌ Hidden/Delayed |
| Approval Speed | ✅ Instant after KYC | ❌ Bank-dependent |
| Customer Support | ✅ Nigerian-based, fast | ❌ Long queues or no response |
| Success Rate on Global Platforms | 🔥 99.7% | 🚫 High Failure Rate |
Verdict:
If you’re serious about accessing Claude Pro or any other global service, EverTry is built for success. Bank cards are built for local shopping, not international innovation.
Quick Checklist: How to Pay for Claude AI Today
- Create an EverTry account
- Fund your wallet
- Create your virtual dollar card
- Enter card details on Claude.ai
- Enjoy Claude Pro—no more limits!
Maintain Your Subscription Like a Pro
- Set reminders for monthly billing
- Keep at least $25 USD balance on card
- Track usage and billing in EverTry dashboard
- Contact support if anything breaks—we’ve got you
Final Thoughts: Claude Pro Shouldn’t Be a Luxury — It Should Just Work
In a world where AI can help you write code, launch a business, or finish your thesis, the biggest blocker shouldn’t be your payment method.
You shouldn’t have to switch banks, beg your account officer, or guess which card might work this time. That’s not innovation — that’s friction. And friction kills progress.
At EverTry, we believe access should be simple. One card. One platform. One seamless experience.
No complexity. No red tape. No limits.
Just fund your EverTry virtual dollar card, upgrade to Claude Pro in minutes, and get back to doing the work that matters — building, creating, scaling.
Because when the tools are powerful and the barriers are gone, creators win.
And that’s the future we’re building for.
Ready to Pay for Claude AI in Nigeria?
Get started now with EverTry and join thousands of Nigerians who’ve already unlocked the full power of Claude Pro.
Create Your Virtual Dollar Card on EverTry Now
Disclaimer
This article is for informational purposes only and does not constitute financial advice. EverTry is not affiliated with Claude AI or Anthropic. All trademarks, product names, and logos mentioned are the property of their respective owners. Subscription prices and payment policies may change—please refer to the official Claude AI website for the most up-to-date information.