If you’re trying to apply for a Canada Study Permit, Visitor Visa, or Work Permit, you already know the hardest part shouldn’t be paying the visa fee.
But for most Nigerians, the struggle begins right there:
- Your bank card keeps declining
- Your bank says, “International online payment not allowed.”
- IRCC rejects your payment again
- OTP doesn’t arrive
- The transaction shows “Failed” after deducting money
- You can’t complete your application because the payment won’t go through
Sound familiar?
You’re not alone. Thousands of Nigerians face this daily because most Nigerian banks no longer allow international transactions reliably, especially on government sites like IRCC.
That’s why more Nigerians now use EverTry Virtual Dollar Card to pay seamlessly. It works instantly. No FX limits. No “bank declined” drama. No stress.
This guide will show you exactly how to pay your Canada visa application fee from Nigeria — step-by-step, and avoid every common problem.
Let’s break it down simply.
Canada Visa Fees in 2025
Here are the major IRCC fees Nigerians pay:
Study Permit (including extensions)
- Application fee: $150 CAD
- Biometrics (single applicant): $85 CAD
- Biometrics (family): $170 CAD
Visitor Visa (TRV)
- Application fee: $100 CAD
- Biometrics: $85 CAD
Work Permit
- Application fee: $155 CAD
- Open Work Permit Holder fee: $100 CAD
- Biometrics: $85 CAD
Family & Others
- Visitor Visa (family): $500 per family
- Study Permit restoration: $350 CAD
- Work Permit restoration: $355 CAD
Fees may change, but the payment process stays the same.
How the Canada Visa Fee Payment Works
IRCC accepts online card payments only, and the card must be:
- Visa or Mastercard
- Enabled for international payments
- Able to pay in CAD
- Accepted by Canadian government billing systems
After payment, IRCC gives you:
- A payment receipt
- The official IRCC fee confirmation number
- You upload the receipt inside your visa application portal
Simple in theory. Chaotic in Nigeria.
Let’s talk about why.
Why Nigerian Bank Cards Usually Fail on IRCC
Most Nigerians get errors like:
- “Payment not accepted.”
- “Issuer declined transaction”
- “Card not authorized for international purchase.”
- OTP not received
- Insufficient international spending limit”
- “Your payment could not be processed.”
This happens because:
- Nigerian banks have strict FX limitations
- Many cards are blocked from paying government websites abroad
- Some banks require in-branch activation (that still fails)
- Billing address mismatch triggers IRCC rejection
- Nigerian-issued cards are seen as high-risk for foreign transactions
In short:
It’s not you. It’s the banks.
That’s why so many Nigerians switch to EverTry.
The Most Reliable Way to Pay Canada Visa Fee in Nigeria
Use EverTry Virtual Dollar Card (Works Instantly)
EverTry has become the go-to method for Nigerians paying international fees because:
- It always works on IRCC
- It supports CAD billing
- No FX limits
- No bank declines
- No embarrassing OTP delays
- Works even during Nigerian banking downtime
- Fast payment receipt from IRCC
Now let’s walk you through everything step-by-step.
Step-by-Step: How to Pay Canada Visa Fee Using EverTry
Step 1: Create Your EverTry Account
- Download the EverTry app or visit the website
- Sign up in less than 2 minutes
- Secure your account
Step 2: Complete Your KYC
This unlocks payments and your wallet.
Step 3: Fund Your EverTry Wallet (Naira or USDT)
You can fund your EverTry dollar wallet using:
- Naira bank transfer
- USDT (ERC20 or TRC20)
Funding is instant.
Step 4: Create a Virtual Dollar Card
- Choose “Create Card”
- Set your card name
- Your virtual USD card is ready immediately
Step 5: Go to the Official IRCC Payment Page
Log in to your IRCC portal and select:
Pay your fees → Visa application fees → Proceed to payment
Step 6: Pay with Your EverTry Card
Enter your:
- Card number
- Expiry date
- CVV
- Billing address (EverTry provides a valid one)
The payment goes through instantly.
Step 7: Download Your Payment Receipt
IRCC automatically generates your receipt.
Upload it to your visa application portal.
Done.
No stress. No failed transactions.
Comparing Methods: What Works & What Fails
| Method | Success Rate | Challenges |
|---|---|---|
| Naira bank cards | ★☆☆☆☆ | FX issues, declines, OTP fails |
| Domiciliary card | ★★☆☆☆ | Low USD availability, bank charges |
| Friend abroad pays | ★★☆☆☆ | Delays, trust issues |
| Pay4Me/other payment apps | ★★★☆☆ | slower verification, higher fees |
| EverTry Dollar Card | ⭐⭐⭐⭐⭐ | Instant, reliable, supports all IRCC fees |
FAQ
Why is IRCC rejecting my Nigerian card?
Most banks block international billing, especially to government sites.
Can I pay with someone else’s card?
Yes, but IRCC may request proof of relationship.
Is CAD payment supported on EverTry?
Yes, EverTry supports all IRCC transaction formats.
Will I get my IRCC receipt immediately?
Yes. It appears instantly after successful payment.
Is the EverTry card safe?
Yes. Transactions are encrypted and PCI-DSS compliant.
Final Thoughts: You Don’t Need This Stress
Paying your Canada visa fee from Nigeria shouldn’t feel like a battle.
With EverTry, it doesn’t.
You get:
- A virtual dollar card that always works
- Zero FX restrictions
- Instant CAD payments
- No declines or OTP drama
- A smooth start to your Canada journey
Create your EverTry virtual dollar card today and pay your Canada visa fee without stress, delays, or banking restrictions.
Your Canada journey is too important to be slowed down by card failures.
Disclaimer
The information in this guide is provided for general guidance to help Nigerians understand how to pay the Canada visa application fee securely and successfully. Visa fees, requirements, and IRCC policies may change without prior notice. Always refer to the official IRCC website for the most up-to-date details.
EverTry is not affiliated with IRCC, the Government of Canada, VFS Global, or any immigration authority. EverTry does not influence visa decisions and does not provide immigration advice. Our virtual dollar card only facilitates smooth international payments for users.
Users are responsible for ensuring that all visa requirements, documents, and payments are completed correctly on the official IRCC platform.
