ChatGPT Plus is essential. It gives you faster responses and priority access. But getting it in India is frustrating. Your credit or debit card keeps getting declined.
You are not alone. This happens because of strict RBI auto-debit regulations. Indian banks require extra authorization (e-mandate) for recurring payments. OpenAI’s payment system doesn’t align with these rules. This creates a payment clash.
Don’t worry! We have the perfect fix: an international virtual dollar card. It completely bypasses these banking roadblocks. Say goodbye to failed payments. Hello to seamless ChatGPT Plus access!
Let’s get your subscription running with EverTry.
Why Your Indian Card Gets Declined for ChatGPT Plus
The issue is not your card. It’s the Reserve Bank of India (RBI) mandate.
The RBI introduced rules for recurring online payments. They require banks to get user pre-authorization. This is known as the e-mandate system. It’s designed to protect consumers from surprise auto-debits.
OpenAI uses an auto-debit model for Plus subscriptions. Their payment gateway doesn’t fully support the RBI’s e-mandate or the required 3D Secure/OTP authentication.
The result? Your bank blocks the payment request. You see the dreaded “Card Declined” message. This keeps happening every month. It’s a frustrating loop. We need a way to pay internationally without involving the RBI mandate.
The Ultimate Workaround: EverTry’s Virtual Dollar Card
An international virtual dollar card is the simplest solution. It’s a digital payment card. It is denominated in US dollars ($).
Why does it work?
- Bypasses RBI Mandates: The card is issued by an international partner. It does not rely on the Indian banking system for authorization. RBI auto-debit rules do not apply.
- Seamless Recurring Payments: It is built for hassle-free international subscriptions. It processes the monthly $20 ChatGPT Plus fee without a single decline.
- Secure and Convenient: You can create and fund the card entirely online.
Why EverTry is the Best Virtual Card for ChatGPT Plus
EverTry is specifically designed to solve international payment failures.
- No RBI Restrictions: Subscribe to ChatGPT Plus without declines.
- Easy Funding Options: Fund your card using Indian Rupees (INR) or cryptocurrency (USDT). The process is seamless.
- Global Acceptance: Use it for ChatGPT Plus and other international services like Cursor, AWS, or Shopify.
Step-by-Step Guide to Subscribe with EverTry
Here is the quickest way to get your ChatGPT Plus subscription using EverTry.
1. Create and Verify Your EverTry Account
- Sign Up: Go to the EverTry website and create an account.
- Verify Email: Click the link in your inbox.
- Complete KYC: Log in and finish the quick Know Your Customer process. You need to upload an ID (e.g., Aadhaar, PAN). This ensures security and compliance.
2. Fund Your EverTry Card
- Fund Wallet: Transfer money to your EverTry wallet using INR or USDT.
- Create Card: Navigate to the “Virtual Dollar Card” section. Create a new card and name it (e.g., “ChatGPT Card”).
- Load Funds: Transfer funds from your EverTry wallet to the new virtual card. Ensure you load at least $25 to cover the $20 fee and any small charges.
3. Subscribe to ChatGPT Plus
- Log In: Go to the ChatGPT website.
- Upgrade: Click the option to upgrade to ChatGPT Plus.
- Enter Card Details: Use the details from your EverTry virtual dollar card (Card Number, Expiry, CVV).
- Critical Tip: Use the Correct Billing Address. The address you enter on OpenAI must match the international billing address linked to your EverTry card.
- Confirm: Click subscribe. The payment will process successfully.
You can now enjoy the full benefits of ChatGPT Plus without payment stress!
Why Other “Fixes” Like VPNs Often Fail
You may have seen other temporary fixes online. They rarely work long-term for the RBI issue.
- Using a VPN: This only changes your IP location. It does not change the fact that your Indian bank still requires an RBI e-mandate to process the recurring USD charge. The payment will still be declined.
- Mobile App Purchase: The mobile app often bills in local INR. While it might work, it adds complexity and may incur poor exchange rates or foreign transaction fees.
- Clearing Cache/Cookies: This is a basic fix for technical glitches. It will not solve the fundamental regulatory clash between the RBI and OpenAI.
The EverTry virtual dollar card is the only solution that addresses the root cause: bypassing the RBI e-mandate system entirely.
FAQs
Q: Can I use my bank’s International Debit Card? A: Only if your bank fully supports the RBI e-mandate for foreign currency recurring payments, which many do not. The risk of monthly decline is high.
Q: How quickly can I start using my EverTry card? A: You can create and fund your virtual card in minutes after completing KYC. You can subscribe to ChatGPT Plus immediately.
Q: Are there monthly fees for the EverTry card? A: We have minimal charges for card creation or funding. All fees are clearly displayed upfront.
Conclusion
Trying to subscribe to ChatGPT Plus in India shouldn’t be a battle. The RBI auto-debit rules are the primary blocker, causing frustrating card declines.
The simple, permanent solution is the EverTry virtual dollar card. It gives you a reliable international payment method. No more payment headaches.
Ready to get started? Create your EverTry card today and unlock the power of ChatGPT Plus hassle-free.